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Perhaps I can use coupons or avoid impulse buys. While I can’t cut groceries out of my budget, I can reduce the amount budgeted by using my money wisely the next time I shop for food. As you can see in the example, I’ve included things like groceries and clothing. This is where I list items that do not have a due date and whose amounts tend to fluctuate. The fourth section is listed as expenses. In the bill’s section, I only enter those bills that have a due date like your mortgage/rent, phone bill, and utilities. The third and fourth sections technically are the same things although I list them separately. The second section is where you will enter any income you will receive within the month.
This will keep you focused on the big picture. While I’m sure we all want zero goal amounts, this may not be the case for the current year. In the example below, paying a $3500 credit card debt by the end of the year could be possible but this may not be so for the student loan shown. Whatever you do, try to be as realistic as possible. Enter the debt, the current amount, and goal amount you wish to see it at by the end of the year. The first one covers any debt you would like to pay off. Here is a post on 15 financial goals you can check out to help you put this page together.īelow is an image of the top portion of the financial goals sheet. If this is your first time trying to organize your finances, I suggest starting here to develop a plan of what you expect and want to accomplish when it comes to your money.
While this page is not in my personal financial binder, I do set financial goals with my goal-keeping planner. It was three simple pages that I still personally use every day.
#Konica minolta bizhub c452 waste toner bottle pdf
4 Downloadable PDF to Keep Track of Your Personal Financial DocumentsĪ couple of years ago I created financial planner pages to help get one’s money and accounts organized.3.10 Other Posts to Help You With Your Finances.3.8 Final Thoughts on Using This Financial Planner.3.3 Monthly Budget, Budget Categories Page & Account Tracker.3.1 Financial Outlook and Goals Worksheets.3 Our Latest Planner: The Money Manager.2 Our Free Financial Planner Starter Pages (Updated 2020).
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